Insubuy Review: Online Insurance Marketplace

Insubuy is an online insurance marketplace that provides a wide range of insurance products, including travel insurance, international student health insurance, and visitors insurance. The company was founded in 2000 and is headquartered in Plano, Texas.

Overview

Insubuy offers competitive prices, flexible policies, and excellent customer service. The company compares quotes from leading insurers to ensure that customers get the best possible deal. Insubuy also offers a variety of insurance plans to suit different needs, including plans for individuals, families, and businesses.

In addition to travel insurance, Insubuy also offers the following insurance products:

• International student health insurance
• Visitors insurance
• Business travel insurance
• Medical evacuation insurance
• Trip cancellation insurance
• Rental car insurance
• Homeowners insurance
• Auto insurance
• Life insurance

Insubuy is a licensed insurance broker and is committed to providing its customers with the best possible insurance experience. The company offers a 24/7 customer support line and is available to answer any questions or help with claims.

Features

• Competitive prices: Insubuy compares quotes from leading insurers to ensure that customers get the best possible deal.
• Flexible policies: Insubuy offers a variety of insurance plans to suit different needs, including plans for individuals, families, and businesses.
• Excellent customer service: Insubuy is committed to providing its customers with the best possible insurance experience. The company offers a 24/7 customer support line and is available to answer any questions or help with claims.
• Easy to use website: Insubuy’s website is easy to use and navigate. You can easily compare quotes and purchase a policy online.
• 24/7 support: Insubuy offers 24/7 customer support. You can reach a customer service representative at any time, day or night, to answer your questions or help with a claim.
• Wide range of coverage: Insubuy offers a wide range of coverage options to suit your needs. You can choose a plan that covers your medical expenses, trip cancellation, lost luggage, and more.
• Transparent pricing: Insubuy’s pricing is transparent. You can see exactly what you are paying for before you purchase a policy.
• No hidden fees: Insubuy does not charge any hidden fees. You will know exactly what you are paying for before you purchase a policy.

Prices

The price of travel insurance from Insubuy depends on a number of factors, including the following:

• Your destination: The cost of medical care can vary greatly from country to country. A trip to a developing country will typically be more expensive to insure than a trip to a developed country.
• Your activities: If you plan on engaging in any high-risk activities, such as skiing or scuba diving, your insurance will be more expensive.
• Your age: Older travelers typically pay more for travel insurance than younger travelers.
• Your pre-existing conditions: If you have any pre-existing medical conditions, your insurance will be more expensive.
• The length of your trip: The longer your trip, the more expensive your insurance will be.
• The type of coverage you choose: The more coverage you choose, the more expensive your insurance will be.

The price of this plan would increase if the traveler was older, had pre-existing conditions, or chose a more comprehensive coverage plan.

Deals & Discounts

According to my knowledge, Insubuy does not offer any discounts on travel insurance. The prices are regulated by law, so no insurance provider can offer discounts. However, you can still get a good deal on travel insurance by comparing quotes from different providers.

• Compare quotes from different providers: The best way to get a good deal on travel insurance is to compare quotes from different providers. You can do this online or by calling different providers.
• Book your travel insurance early: The earlier you book your travel insurance, the more likely you are to get a good deal. This is because insurance providers typically offer discounts for early bookings.
• Travel during the off-season: If you can, travel during the off-season. This is when insurance rates are typically lower.
• Consider a multi-trip policy: If you plan on traveling multiple times in a year, consider a multi-trip policy. This can save you money in the long run.
• Be aware of the terms and conditions: Before you purchase a travel insurance policy, be sure to read the terms and conditions carefully. This will help you understand what is covered and what is not.

How to book

You can book travel insurance from Insubuy in a few easy steps:

Go to the Insubuy website and click on the “Travel Insurance” tab.

Enter your details into the online quote tool. This includes your destination, dates of travel, activities, and age.

Compare quotes from different providers and choose the one that best suits your needs.

Pay for your policy and download your insurance certificate.

Go to the Insubuy website: https://www.insubuy.com/

Click on the “Travel Insurance” tab:

Enter your details into the online quote tool:

• Destination: Enter the country or countries you will be visiting.
• Dates of travel: Enter the start and end dates of your trip.
• Activities: If you plan on engaging in any high-risk activities, such as skiing or scuba diving, select them here.

Age: Enter your age.

• Compare quotes from different providers: Insubuy will compare quotes from leading insurers and display the cheapest option first. You can also filter the results by coverage type, price, and other factors.
• Choose the one that best suits your needs: Read the terms and conditions of each policy carefully before making a decision.
• Pay for your policy: You can pay for your policy using a credit card, debit card, or net banking.
• Download your insurance certificate: Once you have paid for your policy, you will be able to download your insurance certificate. This document will be required if you need to make a claim.

Is Insubuy Legit?

Yes, Insubuy is a legit travel insurance provider. It is a licensed insurance broker and has been in business for over 20 years. The company has a good reputation and has been rated A+ by the Better Business Bureau.

However, it is important to note that no travel insurance provider is perfect. There have been some complaints about Insubuy, such as delays in processing claims and difficulty getting in touch with customer service. However, these complaints are relatively rare and the vast majority of Insubuy customers have a positive experience.

If you are considering purchasing travel insurance from Insubuy, I recommend reading the reviews carefully and comparing quotes from other providers. You should also be aware of the terms and conditions of the policy before you purchase it.

• Reputation: Check the company’s reputation by reading reviews online.
• Price: Compare quotes from different providers to get the best deal.
• Coverage: Make sure the policy covers your needs, such as medical expenses, trip cancellation, and lost luggage.
• Customer service: Make sure the company has good customer service in case you need to make a claim.

Is Insubuy Safe?

Yes, Insubuy is generally considered to be a safe travel insurance provider. It is a licensed insurance broker and has been in business for over 20 years. The company has a good reputation and has been rated A+ by the Better Business Bureau.

However, as with any insurance provider, there is always a risk that something could go wrong. For example, there have been some complaints about Insubuy, such as delays in processing claims and difficulty getting in touch with customer service. However, these complaints are relatively rare and the vast majority of Insubuy customers have a positive experience.

If you are considering purchasing travel insurance from Insubuy, I recommend reading the reviews carefully and comparing quotes from other providers. You should also be aware of the terms and conditions of the policy before you purchase it.

• Read the terms and conditions carefully: Before you purchase a travel insurance policy, be sure to read the terms and conditions carefully. This will help you understand what is covered and what is not.
• Keep your documentation safe: Keep copies of all your travel documents, including your insurance policy, passport, and visa. This will help you in case you need to make a claim.
• Be aware of the risks: Be aware of the risks involved in your trip, such as the possibility of illness, injury, or theft. This will help you choose the right policy for your needs.
• Contact customer service if you have any problems: If you have any problems with your travel insurance policy, contact customer service as soon as possible. The sooner you contact them, the sooner they can help you resolve the issue.

Travel Insurance:

Sure. Travel insurance is a type of insurance that covers you for unexpected events that may occur while you are traveling. This could include medical expenses, trip cancellation, lost luggage, and more.

• Medical expenses: If you get sick or injured while you are traveling, travel insurance can help you pay for the cost of medical care. This includes doctor’s visits, hospital stays, and prescription drugs.
• Trip cancellation: If you have to cancel your trip due to a covered reason, such as illness, injury, or a natural disaster, travel insurance can reimburse you for your non-refundable travel expenses.
• Lost luggage: If your luggage is lost or stolen while you are traveling, travel insurance can reimburse you for the cost of replacing your belongings.
• Emergency medical evacuation: If you need to be medically evacuated from your destination, travel insurance can help you pay for the cost of transportation and medical care.
• Cancellation of connecting flights: If your connecting flight is canceled and you are unable to make your original flight, travel insurance can reimburse you for the cost of rebooking your flight.
• Missed departure: If you miss your departure flight due to a covered reason, such as illness, travel insurance can reimburse you for the cost of rebooking your flight.

The cost of travel insurance depends on a number of factors, including the length of your trip, your destination, and your age. You can usually get a quote for travel insurance online or by calling a travel insurance company.

• Read the terms and conditions carefully: Make sure you understand what is covered by the policy and what is not.
• Compare quotes from different providers: Get quotes from several different providers to find the best deal.
• Consider your needs: Make sure the policy covers the things that are important to you, such as medical expenses, trip cancellation, and lost luggage.
• Purchase the policy early: Most travel insurance policies will not cover events that occur before the policy is in effect.

Visitor Insurance

Visitor insurance, also known as visitor health insurance, is a type of travel insurance that is designed for people who are visiting another country. It typically covers medical expenses, trip cancellation, and lost luggage.

• Medical expenses: If you get sick or injured while you are visiting another country, visitor insurance can help you pay for the cost of medical care. This includes doctor’s visits, hospital stays, and prescription drugs.
• Trip cancellation: If you have to cancel your trip due to a covered reason, such as illness, injury, or a natural disaster, visitor insurance can reimburse you for your non-refundable travel expenses.
• Lost luggage: If your luggage is lost or stolen while you are visiting another country, visitor insurance can reimburse you for the cost of replacing your belongings.
• Emergency medical evacuation: If you need to be medically evacuated from the country you are visiting, visitor insurance can help you pay for the cost of transportation and medical care.

Here are some tips for choosing visitor insurance:

• Read the terms and conditions carefully: Make sure you understand what is covered by the policy and what is not.
• Compare quotes from different providers: Get quotes from several different providers to find the best deal.
• Consider your needs: Make sure the policy covers the things that are important to you, such as medical expenses, trip cancellation, and lost luggage.
• Purchase the policy early: Most visitor insurance policies will not cover events that occur before the policy is in effect.

Here are some of the benefits of visitor insurance:

• Peace of mind: Visitor insurance can give you peace of mind knowing that you are covered in case of an emergency.
• Financial protection: Visitor insurance can help protect you from financial losses due to medical expenses, trip cancellation, or lost luggage.
• Convenience: Visitor insurance can be purchased online or over the phone, and it usually takes effect immediately.

Student Insurance

Student insurance is a type of health insurance that is designed for students. It typically covers medical expenses, prescription drugs, and dental care. Some student insurance plans also cover vision care, travel insurance, and disability insurance.

• Medical expenses: Student insurance typically covers doctor’s visits, hospital stays, and prescription drugs.
• Prescription drugs: Student insurance typically covers the cost of prescription drugs, both generic and brand-name.
• Dental care: Student insurance typically covers the cost of dental care, such as cleanings, fillings, and extractions.
• Vision care: Student insurance typically covers the cost of vision care, such as eye exams and glasses or contact lenses.
• Travel insurance: Some student insurance plans include travel insurance, which can help cover the cost of medical expenses, trip cancellation, and lost luggage while traveling.
• Disability insurance: Some student insurance plans include disability insurance, which can help pay for lost wages if you are unable to work due to an illness or injury.
• Read the terms and conditions carefully: Make sure you understand what is covered by the policy and what is not.
• Compare quotes from different providers: Get quotes from several different providers to find the best deal.
• Consider your needs: Make sure the policy covers the things that are important to you, such as medical expenses, prescription drugs, and dental care.
• Purchase the policy early: Most student insurance policies will not cover events that occur before the policy is in effect.

Student insurance can help you protect yourself from financial losses that may occur while you are a student. It is a good idea to purchase student insurance before you start school, so that you can focus on your studies without worrying about the unexpected.

Here are some of the benefits of student insurance:

• Peace of mind: Student insurance can give you peace of mind knowing that you are covered in case of an illness or injury.
• Financial protection: Student insurance can help protect you from financial losses due to medical expenses, prescription drugs, and dental care.
• Convenience: Student insurance can be purchased online or over the phone, and it usually takes effect immediately.

Customer Support

When it comes to choosing an insurance provider, the quality of customer support can be a make-or-break factor. Fortunately, Insubuy takes its commitment to customer satisfaction seriously and has established a reputation for providing exceptional customer support. In this section, we’ll explore what sets Insubuy’s customer support apart and why it’s a significant advantage for anyone seeking insurance solutions.

One of the standout features of Insubuy’s customer support is its multilingual team. Recognizing that their customer base consists of international travelers, visitors to the United States, and students studying abroad, Insubuy has assembled a team capable of communicating in various languages.

Navigating the world of insurance can be bewildering, especially when dealing with international policies and complex coverage options. Insubuy’s customer support team is not only multilingual but also highly knowledgeable about their insurance offerings.

• Informed Decisions: The team can explain the nuances of different insurance plans, helping you make informed decisions tailored to your specific needs.
• Customized Solutions: Whether you’re a traveler, visitor, or student, the team can help you customize your insurance plan to ensure it covers your unique requirements.
• Claims Assistance: In the unfortunate event that you need to file a claim, Insubuy’s experts can guide you through the process, making it as smooth and stress-free as possible.

Pros & Cons

Pros:

• Peace of mind: Travel insurance can give you peace of mind knowing that you are covered in case of an emergency.
• Financial protection: Travel insurance can help protect you from financial losses due to medical expenses, trip cancellation, or lost luggage.
• Convenience: Travel insurance can be purchased online or over the phone, and it usually takes effect immediately.
• Variety of coverage options: There are a variety of travel insurance policies available, so you can choose one that fits your needs and budget.
• 24/7 customer support: Most travel insurance companies offer 24/7 customer support, so you can get help if you need it.

Cons:

• Cost: Travel insurance can be expensive, especially if you are traveling to a remote or developing country.
• Exclusions: Some travel insurance policies have exclusions, such as pre-existing conditions or activities that are considered to be high-risk.
• Claims process: The claims process can be time-consuming and complicated.
• Policy limits: There are limits on the amount of money that travel insurance will pay out.

Here are some additional things to consider when choosing travel insurance:

• Your destination: The cost of medical care can vary greatly from country to country. Make sure your policy covers the cost of medical care in your destination.
• Your activities: If you plan on engaging in any high-risk activities, such as skiing or scuba diving, make sure your policy covers these activities.
• Your age: Older travelers typically pay more for travel insurance than younger travelers.
• Your pre-existing conditions: If you have any pre-existing medical conditions, make sure your policy covers these conditions.
• The length of your trip: The longer your trip, the more expensive your insurance will be.
• The type of coverage you choose: The more coverage you choose, the more expensive your insurance will be.

Conclusion

Insubuy has emerged as a reliable and convenient partner for individuals seeking insurance solutions for international travel, visitors to the United States, and students studying abroad. As we conclude our exploration of Insubuy, let’s recap why this brand can be a strong choice for your insurance needs.

Insubuy’s collaboration with multiple insurance providers results in an extensive array of coverage options. Whether you’re embarking on a journey, welcoming visitors to the U.S., or pursuing higher education abroad, Insubuy offers tailored plans to address your unique requirements.

Insubuy’s commitment to customer satisfaction, comprehensive coverage options, user-friendly interface, and expert support make them a solid choice for anyone seeking insurance solutions in the global marketplace. When you choose Insubuy, you’re not just securing insurance; you’re gaining a reliable partner dedicated to safeguarding your well-being during your international journeys.